This coverage helps pay the insured's medical bills in the event of an accident, regardless of fault. The Florida No-Fault Law-requires all drivers to carry Personal Injury Protection (PIP).These drivers include those at fault for past accidents resulting in injury to others, those who have received excessive points against their license, a DUI or a revocation due to serious and/or repeated offenses. The Financial Responsibility Law-requires certain drivers to carry full liability auto insurance coverage due to their driving history.Two important Florida car insurance laws to be aware of are the Financial Responsibility Law and the No-Fault Law: So be sure to have your insurance ID card when you drive. If you are pulled over, you can be fined for not having valid proof of Florida car insurance. Florida Car Insurance LawsĪccording to the Florida Department of Highway Safety and Motor Vehicles (DHSMV), all drivers in the state must have auto insurance coverage. Learn more about all of the car insurance discounts that are available to GEICO policyholders in Florida. Discounts on auto premiums available in the state of Florida include: GEICO has you covered with a variety of Florida car insurance discounts.

Florida Car Insurance Discountsĭrivers in the Sunshine State are looking for car insurance that delivers exceptional service along with great value. If you need help determining how much coverage you need you can use our Coverage Calculator. These are the minimum Florida car insurance coverage requirements, but you should choose the coverage you need. Required Auto Insurance Coverage in Floridaĭrivers need to make sure they have the auto insurance coverages required by the state of Florida to legally operate a motor vehicle: Coverage Type

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If you're buying a new car, comparing car insurance quotes, or looking to switch auto insurance providers, GEICO has the information you need to make an informed decision. See why millions of policyholders trust GEICO to provide exceptional car insurance -from liability protection to comprehensive coverage. Every driver in Florida needs auto insurance coverage. Are you looking for affordable car insurance in Florida? Maybe you've been a resident of the Sunshine State for a while and are simply looking for a better or more affordable auto policy.

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